Important legal information, regulatory disclosures,
and privacy policies governing our services.
All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. The value of investments and the income derived from them can go down as well as up, and investors may not recoup the full amount originally invested.
Masrif Investment makes no representations or guarantees regarding future investment performance. Projected returns, target allocations, and performance estimates are hypothetical and subject to market conditions, economic factors, and unforeseen events.
Investment portfolios are exposed to various risks including but not limited to: market risk, credit risk, interest rate risk, currency risk, liquidity risk, political risk, and regulatory risk. Nigerian markets may be subject to additional volatility and liquidity constraints compared to developed markets.
Investment strategies recommended by Masrif Investment are based on information provided by clients and our assessment of their financial circumstances, objectives, and risk tolerance. Clients are responsible for ensuring the accuracy and completeness of information provided and for notifying us of any material changes.
Performance figures provided by Masrif Investment are calculated using time-weighted methodologies and may be presented gross or net of fees as indicated. Performance may vary between individual client accounts due to timing of cash flows, tax considerations, and specific investment restrictions.
Certain information presented on this website or in client communications may be derived from third-party sources deemed reliable. Masrif Investment does not independently verify all third-party data and makes no representation as to its accuracy or completeness.
Masrif Investment Limited is registered with the Securities and Exchange Commission (SEC) of Nigeria as an investment adviser and portfolio manager. We are subject to regular examination by the SEC and comply with all applicable Nigerian securities laws and regulations.
SEC Registration Number: [To be provided upon actual registration]
As a registered investment adviser, Masrif Investment owes a fiduciary duty to its clients. This duty requires us to act in the best interests of our clients, to provide full and fair disclosure of all material facts, and to avoid conflicts of interest or disclose them when unavoidable.
Client assets are held by independent, licensed custodians. Masrif Investment does not take possession of client funds or securities. Custodians provide separate account statements directly to clients, and we encourage clients to compare our performance reports with custodian statements.
Masrif Investment maintains policies and procedures designed to identify and manage conflicts of interest. We do not receive compensation from third parties for recommending specific securities or investment products. Our fee structure is designed to align our interests with those of our clients.
Masrif Investment maintains a comprehensive Anti-Money Laundering program in compliance with Nigerian law. We conduct due diligence on all prospective clients, monitor transactions for suspicious activity, and report as required by law.
Our employees are bound by a Code of Ethics that establishes standards for professional conduct, prohibits insider trading, requires disclosure of personal securities transactions, and addresses conflicts of interest. A copy of our Code of Ethics is available upon request.
Masrif Investment collects personal and financial information necessary to provide investment advisory services, including but not limited to:
We use collected information solely for the purposes of:
Masrif Investment does not sell, rent, or trade client information to third parties for marketing purposes. We may share information only in the following circumstances:
We maintain physical, electronic, and procedural safeguards designed to protect client information. Access to confidential information is restricted to employees with a legitimate business need. All electronic data is encrypted and stored securely.
Client information is retained for the period required by Nigerian law and regulation, typically a minimum of seven years following account closure. After the retention period, information is securely destroyed.
You have the right to:
Our website may use cookies and similar technologies to enhance user experience and analyze site traffic. No personally identifiable information is collected through cookies without your explicit consent. You may disable cookies through your browser settings.
This website is provided for informational purposes only and does not constitute an offer to provide investment advisory services or a solicitation to invest. Access to certain portions of the site may be restricted to clients and prospective clients who meet minimum qualification standards.
While we strive to ensure the accuracy of information presented on this website, Masrif Investment makes no warranties or representations regarding the completeness, accuracy, or timeliness of content. Information is subject to change without notice.
Certain statements on this website may constitute forward-looking statements based on current expectations and assumptions. Actual results may differ materially from those expressed or implied. Forward-looking statements should not be relied upon as predictions of future events.
All content on this website, including text, graphics, logos, and software, is the property of Masrif Investment or its licensors and is protected by Nigerian and international copyright and intellectual property laws. Unauthorized reproduction, distribution, or modification is prohibited.
This website may contain links to third-party websites. Masrif Investment is not responsible for the content, accuracy, or privacy practices of external sites. Links are provided for convenience and do not imply endorsement.
Masrif Investment, its affiliates, and employees shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from use of this website or reliance on information contained herein.
These Terms of Service and your use of this website are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be resolved in the appropriate courts of Nigeria.
Masrif Investment is required to provide clients and prospective clients with our Form ADV Part 2A (the "Brochure"), which contains important information about our business practices, services, fees, conflicts of interest, and disciplinary history.
The Form ADV Part 2A is filed with the Securities and Exchange Commission of Nigeria and is available for review upon request. We will provide you with an updated Brochure annually or whenever material changes occur.
To request a copy of our Form ADV Part 2A or to ask questions about its contents, please contact our Compliance Department:
If you have questions, concerns, or complaints regarding our compliance practices, privacy policies, or regulatory matters, please contact our Compliance Department:
Chief Compliance Officer
Masrif Investment Limited
Address:
Victoria Island
Lagos, Nigeria
Email: compliance@masrifinvestment.com
Phone: +234 (0) 1 XXX XXXX
All inquiries and complaints will be handled promptly and confidentially in accordance with our internal procedures.
Last Updated: January 2026
Masrif Investment reserves the right to update, modify, or revise these disclosures and policies at any time. Material changes will be communicated to clients in accordance with regulatory requirements.